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Car Insurance

Drive with Confidence: We've Got You Covered!

Navigating the roads comes with its share of unexpected events—be it a minor fender-bender, a more serious accident, or unforeseen incidents that can damage your vehicle or, more critically, cause injury to you, your loved ones, or others.

That’s where we come in.

 

With TOP-ASSISTANCE, you’ll have access to:

- 24/7 breakdown and towing services across the EU, including Switzerland and     Norway.
- A replacement vehicle if your car is stolen or undrivable after an accident.
- Passenger assistance to get you and your loved ones home safely.

Investments in your car, such as new lights, upgraded wheels and other enhancements can increase its assessed value in the event of a total loss. Ensure you keep records of these upgrades to maximize your reimbursement.​

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Comprehensive Auto Insurance: Protecting You Beyond Collisions

 

While on the road, unforeseen events such as theft, vandalism, or natural disasters can occur, leading to significant damage to your vehicle. Comprehensive auto insurance offers protection against these non-collision-related incidents, ensuring peace of mind no matter where your journey takes you.

What Does Comprehensive Coverage Include? It helps cover repair or replacement costs resulting from events beyond your control, including:

  • Theft or Attempted Theft: Coverage for stolen vehicles or damages resulting from attempted theft.

  • Vandalism: Protection against intentional damage by third parties.

  • Natural Disasters: Coverage for damages caused by events like floods, storms, hail, or earthquakes.

  • Fire and Explosions: Protection against damages from unexpected fires or explosions.

  • Collisions with Animals: Coverage for incidents involving animals, such as deer.

  • Falling Objects: Protection against damages from falling objects, like trees or debris.

Exclusive Protection for Electric & Hybrid Vehicles

Driving electric? We’ve got you covered. If your battery is damaged, we cover diagnosis costs and transport to the nearest test center. To prevent fire risks, we’ll reimburse storage in a special water container when necessary. Plus, we take care of decontamination or recycling costs for damaged batteries. This coverage always takes priority, ensuring you get the best protection without compromise.

LALUX Taxi – We Drive You Home Safely

Had a night out or simply not in a condition to drive? No worries – we've got your ride home covered.

With LALUX Taxi, insured drivers, their spouses, and children can get a safe, stress-free return home when they’re unable to drive the insured vehicle themselves. Whether it's due to fatigue, a special occasion, or any other reason – we’re here to ensure you and your loved ones get home safely.

- Available for trips up to 70 km and covered up to €200.
- Simple request via our official app.
 

LALUX Taxi – a smart, responsible way to get home, without the risks.

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We Know Insurance Inside Out – Ask Us Anything!

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